The root cause of the current crisis is central banking (the Federal Reserve) and its fiat money system. Whenever any central bank prints money out of thin air, the chickens ultimately come home to roost. Only a few of the "experts" you see on CNN, Fox, etc. actually understand this. So all the meaningless talk is just that, meaningless, unless they discuss the Fed and its policies.
Only the Austrians knew what was coming, and they predicted it years ago. By studying Austrian economics, you'll not only know more economics than almost the entire U.S. population, but you'll also be better able to invest your money and avoid catastrophe.
Simply invest $6.00 and buy The Case Against the Fed by Murray Rothbard. Then you'll also realize that neither Obama nor McCain knows what's going on or how to fix it.
In a civilized society, should anyone or any government ever force anyone to do anything against his or her will as long as that person does not infringe upon the life, liberty, or property of another?
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